Hey Everyone,
This is just a checklist I have that I wanted to share with you to help with the mortgage process, I hope it is useful!
Robert Gasko
CENTURY 21: Van Syckel ~ Golden Post
Lender Checklist: What You Need for a
Mortgage
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W-2 forms — or business tax return forms if you're self-employed —
for the last two or three years for every
person signing the loan.
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Copies of at least one pay stub for each person signing the loan.
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Account numbers of all your credit cards and the amounts for any
outstanding balances.
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Copies of two to four months of bank or credit union statements
for both checking and savings
accounts.
□
Lender, loan number, and amount owed on other installment loans,
such as student loans and
car loans.
□
Addresses where you’ve lived for the last five to seven years,
with names of landlords if
appropriate.
□
Copies of brokerage account statements for two to four months, as
well as a list of any other major assets of
value, such as a boat, RV, or stocks or bonds
not held in a brokerage account.
□
Copies of your most recent 401(k) or other retirement account
statement.
□
Documentation to verify additional income, such as child support
or a pension.
□
Copies of personal tax forms for the last two to three years.
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